Suit claims electric utility provider denies jobs to those with bad credit
A class-action suit filed against Commonwealth Edison – commonly known as ComEd – alleges that the utility company denies jobs to applicants who have poor credit histories in violation of the Illinois Employee Credit Privacy Act. Read More
Equifax Canada Set to Release Freeze Designator Code in Q4 2022
The new code is in response to the October 2020 passage of Quebec Bill 53 - Credit Assessment Agents Act. Read More
New Law in Puerto Rico Prohibits Employers from Taking Employment Action Based on Credit Reports or Credit History
Taking effect immediately upon signature, the Governor of Puerto Rico signed Act No. 150 into law on October 8, 2019 Read More
Summary Judgement Affirmed Involving the Illinois Credit Privacy Act
In December 2019, The Appellate Court of Illinois affirmed summary judgement in favor of the defendant in a case regarding the use of credit checks during the application process for a customer service representative position. Read More
Consumer Finance Protection Bureau (CFPB) Starts Process to Eliminate Medical Bills from Credit Reports
The proposal by the CFPB to remove medical bills from credit reports comes on the heels of a July 2022 decision by the three major credit reporting firms to remove most medical debt from consumers' credit reports. Read More